Credit Card Holders PH
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Explore credit cards, promos, cashback, rewards, travel perks, and personal loan options from trusted providers in the Philippines.
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Cards, cash loans, time deposits, and installment options are grouped so visitors can scan the catalog quickly before applying.
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Featured Offers
Popular partner products
Featured products are pulled from the admin dashboard and now include the updated CCHPh partner list.
Metrobank M-Free
The Metrobank M Free Mastercard is a beginner-friendly credit card featuring a guaranteed no annual fee for life. It is ideal for budget-conscious spenders who want to avoid extra yearly charges while enjoying standard credit card conveniences.
- No Annual Fee: Both principal and supplementary cards are free for life—no minimum spend requirements
- 0% Installment: Lighten large purchases with 0% installment plans at select partner merchants
- Cash2Go: Convert a portion of your credit limit into cash.
Annual fee: NAFFL by default
Min income: P500,000
Apply Now →
USE CODE: CEL477
Metrobank Rewards Plus Visa Platinum
Reward yourself every time you shop with Metrobank Rewards Plus Card.
- 2x rewards - Get double the points on gadgets, internet, and online spending
- Earn 1 point for every PHP 20 spend, and redeem them whenever you want.
- Make big buys more manageable with 0% installment programs through your rewards credit card
Annual fee: No Annual Fee for Life (Promo)
Min income: P180,000
Apply Now →
Metrobank (NAFFL Promo) / use code: CEL477
RCBC Platinum JCB
Enjoy the wonders of the world with the RCBC JCB Platinum in your pocket.
- Earn reward points for as low as ₱25 per spend
- Access to world-class travel benefits and offers
- Free travel insurance of up to ₱1 million for every trip
- Free access to the Marhaba/Skyview Airport Lounge
Annual fee: No Annual Fee for Life
Min income: Subject to RCBC approval
Apply Now →
RCBC Platinum JCB (NAFFL)
UnionBank Personal Loan
Bring your plans to life when you apply for a UnionBank Personal Loan. With a high loan amount of up to ₱2 million and flexible repayment terms, you can fund your dream business or home improvement projects. Apply now and get approved as fast as 5 minutes!
- Fast approval time—as fast as 5 minutes!
- High loan amount of up to ₱2 million
- Flexible payment terms of up to 5 years
- No collateral or guarantor needed
Annual fee: N/A
Min income: P250,000
Apply Now →
Get up to 2 Million in as fast as 5 minutes
UnionBank Rewards Platinum Visa
Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
- Earn 3x non-expiring reward points when you shop and dine here and abroad.
- Earn 1 non-expiring reward point for every ₱30 spend.
- Beginner friendly
Annual fee: Free for Life
Min income: P180,000.00
Apply Now →
Free 3K eGC's welcome gift
UnionBank U Platinum Visa
Don't like fees that come with credit cards? Then this is the right card for U! Say goodbye to annual fees, late fees, and overlimit fees with the UnionBank U Visa Platinum.
- No annual fees for life - by default
- No overlimit and late fees
- Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
Annual fee: No Annual fee by default
Min income: P180,000
Apply Now →
Get 3K eGC welcome gift
UnionBank Cash Back Platinum Visa
Swiping your credit card is better when you can save money in return. So start swiping with a UnionBank Cash Back Visa Platinum to earn up to 6% cash back on groceries and enjoy other rebates.
- Earn up to 6% cash back on groceries
- Get up to 0.20% cash back on all other purchases
- Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
Annual fee: P4,500 / Free for the first year
Min income: P180,000
Apply Now →
Get up to 8K eGC's welcome gift
BPI Amore Cashback Visa
Earn up to 4% cashback on supermarket, drugstore, and bills payment spend and enjoy exclusive privileges at any Ayala Malls nationwide when you apply for this BPI credit card.
- Get up to 4% cash back on supermarkets and department store spend
- Get up to 1% cash back on drugstore and bills payment spend
- Earn up to 0.3% cash back on all other local retail spend
- One of the lowest forex conversion rates at 1.85%
Annual fee: P2,050 / Free for the first year
Min income: P180,000
Apply Now →
Get 2K eGC welcome gift
BPI Signature Visa
Get a credit card that works for you, get a BPI Visa Signature! Collect BPI points fast and delight in exclusive 50% deals from restaurant, hotel, and wellness establishments. Level up your lifestyle with this one-of-a-kind BPI credit card.
- Earn 2 BPI points for every ₱20 spend.
- Get up to ₱20 million free travel accident and inconvenience benefit.
- Enjoy complimentary access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
- Get exclusive 50% off deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round.
Annual fee: P5,500 / Free for the first year
Min income: P1.2M
Apply Now →
get 2K eGC welcome gift
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Frequently asked questions
Keep your application and referral questions updated through the admin panel.
Choose a product and click the Apply Now button. You will be redirected to the referral link or application page set by the admin.
No. Final approval is handled by the bank or financial provider based on their requirements, verification, and credit assessment.
Promos, fees, features, and eligibility may change. Always review the final terms on the bank or provider application page before submitting.
You may compare several cards, but each bank or provider has its own application rules and approval process.